Manoj Bhatia

President NMLS#291582

As a 2002 University of Houston graduate, I have dedicated my professional life to the Real Estate industry. 

Drawing upon my education and expertise, I have cultivated a diverse skill set that spans the spectrum of real estate services. From purchasing my first investment property 25yrs ago to managing numerous rental properties and navigating the complexities of title transactions, I have gained valuable experience that has contributed to my success in the mortgage industry. 

Since 2007, I have honed my skills and expertise in originating loans, underwriting processes, marketing new business and navigating complex mortgage regulatory requirements.

As President, I leverage my extensive knowledge and leadership abilities to drive strategic initiatives, foster strong relationships with investors, and ensure the company’s continued growth and success in the competitive mortgage market.


Tien Tran

Vice President

Tien has an extensive background in investment real estate, flipping homes, property management and large commercial projects, therefore, she brings a diverse set of skills and expertise to the table. Having refined her craft over 19 years of hands-on experience in the industry, she has developed a deep understanding of the complexities and nuances of the real estate market.

From identifying strategic investment opportunities, successfully pioneering short term rentals for over 15 yrs, and managing commercial real estate portfolios, Tien has a proven track record of driving successful outcomes for clients and partners.

As a seasoned professional with a proven track record of success in various facets of the real estate industry, Tien is dedicated to leveraging her expertise to drive growth, unlock value, and create opportunities in the dynamic world of Residential Financing.

Chris Bailey

Operations Manager

Chris brings over 40 years of business management experience to the table, emphasizing dedication to Loan Officer’s success as the cornerstone of operations. Accessibility is a priority, with an open platform for discussion and idea-sharing aimed at improving all aspects of loan originations, from marketing strategies to enhancing efficiency and productivity.

With a commitment to finding the right loan for every borrower, Chris leverages extensive mortgage  knowledge and collaborates with seasoned lenders and investors, all while ensuring full compliance with regulations. 

Moreover, since 2002, Chris has fostered a culture of excellence within the team, encouraging each member to strive for high-quality standards in their work. This dedication to professionalism and continuous improvement ensures that the mortgage operations under Chris’s leadership are efficient, compliant, and successful.