Call Today! 713­.355.9955

Contact Us
Member Log in

Mortgage Credit Certificate, Houston, Texas

Secure Mortgage Company can help you apply for a Mortgage Credit Certificate in Houston, Texas.

In the United States, a Mortgage Credit Certificate (more commonly referred to as MCC) is a certificate issued by certain state or local governments that allows a taxpayer to claim a tax credit for some portion of the mortgage interest paid during a given tax year. The MCC program is designed to help first-time homebuyers offset a portion of their mortgage interest on a new mortgage as a way to help homebuyers qualify for a loan. Because it is a tax credit and not a tax deduction, mortgage lenders will often use the estimated amount of the credit on a monthly basis as additional income to help the potential borrower qualify for the loan. (limitations apply)

Apply Now for a Mortgage

Click here to begin your mortgage application process. Click to Apply

Find a Loan Officer

Our well-trained professionals will provide the attention and result you deserve.


Join Our Team

If you are a loan officer with a high level of integrity and professionalism... Click Here