Secure Mortgage Company can help you with all type of loans including commercial estate loans, Texas.
Some of our loan programs include:
FHA -The Federal Housing Authority (FHA) allows low- and moderate-income families to buy a home by offering them lower down-payment requirements and lower interest rates.
VA -VA Loans are provided by the US Department of Veterans' Affairs for veterans of the Armed Services. These also have more lenient requirements for borrowers who qualify.
Conventional -In conventional mortgages, part of each month's payment goes towards paying off the principal and part goes toward interest. Conventional mortgages include fixed rate mortgages, in which the interest rate is the same throughout the life of the loan, or adjustable rate mortgages (ARM), in which the interest rate can vary.
USDA -USDA Home Loans provide up to 100% financing for a home purchase or refinance. These loans are guaranteed by the USDA and are serviced by direct lenders that meet federal guidelines. There are many qualifying factors for a USDA home loan, things such as income limits and loan amount may limit eligibility.
Home Equity Loans (Cash-Out)- A consumer loan secured by a first mortgage, allowing home owners to borrow against their equity in the home. The loan is based on the difference between the homeowner's equity and the home's current market value.
Mortgage Credit Certificate -In the United States, a Mortgage Credit Certificate (more commonly referred to as MCC) is a certificate issued by certain state or local governments that allows a taxpayer to claim a tax credit for some portion of the mortgage interest paid during a given tax year. The MCC program is designed to help first-time homebuyers offset a portion of their mortgage interest on a new mortgage as a way to help homebuyers qualify for a loan. Because it is a tax credit and not a tax deduction, mortgage lenders will often use the estimated amount of the credit on a monthly basis as additional income to help the potential borrower qualify for the loan. (limitations apply)
Bond Programs -limitations apply
First Time Homebuyer Programs- limitations apply
Texas Veteran Houston Assistance Program -The Fund for Veterans’ Assistance program awards reimbursement grants in two categories: FVA General Assistance Grants and Housing4TexasHeroes. Both categories offer funding to non-profit and local government organizations to provide direct services to Texas Veterans and their families. The Housing4TexasHeroes category awards grants to non-profit or local government organizations providing temporary or permanent housing to Texas Veterans and their families.